Last updated: 11 July 2026
1 · Who these terms cover
These terms govern your use of ummah-collective.com, operated by Ummah Collective Sdn. Bhd., Kuala Lumpur, Malaysia. By using the site you accept them.
2 · Using this website
You may browse, link to, and share our content for lawful purposes. You may not scrape the site at scale, attempt to disrupt it, misrepresent an affiliation with us, or reuse our content commercially without written consent.
3 · Our content
Everything we publish — copy, design, graphics, code, and insights articles — is our intellectual property unless credited otherwise. Client names, logos and work shown remain the property of their respective owners and appear with permission or as factual portfolio reference.
4 · Information, not advice
Content on this site — including articles, guides and audits — is general information and our professional opinion. It is not legal, financial, or religious advice. On Shariah questions we defer to qualified scholars; on legal and financial specifics, consult licensed professionals.
5 · Engaging our services
Client engagements are governed by the individual proposal, quotation or agreement we issue for that project — including scope, fees, timelines, and deliverables. If anything in such an agreement differs from these terms, the agreement prevails. Free consultations and audits are provided as-is, without obligation on either side.
6 · No guarantees of outcomes
We hold ourselves to a high standard of craft, and we are honest about the rest: marketing, search and growth outcomes depend on markets and platforms we do not control. Unless expressly agreed in writing, results described on this site are illustrations of past work, not promises of future performance.
7 · Third-party links & tools
Links to external sites and embedded third-party tools (for example booking or messaging) are provided for convenience. Their content and their terms are their operators' responsibility.
8 · Liability
To the fullest extent permitted by Malaysian law, we are not liable for indirect or consequential loss arising from use of this website. Nothing in these terms excludes liability that cannot lawfully be excluded.
9 · Privacy
How we handle personal data is set out in our Privacy Policy, which forms part of these terms.
10 · Governing law
These terms are governed by the laws of Malaysia. Disputes are subject to the exclusive jurisdiction of the courts of Kuala Lumpur.
11 · Changes & contact
We may update these terms; the current version always lives at this address. Questions: info@ummah-collective.com.